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Is the mortgage company required to convert a trial payment plan into a permanent loan modification?

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I have clients who own a house in Nassau County. The property is in a foreclosure action in the Nassau County Supreme Court. The action is several years old and the clients already had defaulted by not opposing the bank’s motion for summary judgment in 2013. However, in 2015, the bank offered them a trial […]

Did your mortgage company tell you to stop paying in order to qualify for a loan modification?

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I recently had 2 clients in foreclosure. One was a residential Mortgage foreclosure in the Westchester County Supreme Court. The other one is a four-unit residential property in foreclosure in the New York County Supreme Court. In both cases, my client had alleged that the bank representative told them to stop making payments in order […]

Scott Lanin

Is the mortgage company required to convert a trial payment plan into a permanent loan modification?

/in , /by

I have clients who own a house in Nassau County. The property is in a foreclosure action in the Nassau County Supreme Court. The action is several years old and the clients already had defaulted by not opposing the bank’s motion for summary judgment in 2013. However, in 2015, the bank offered them a trial […]

Scott Lanin

Did your mortgage company tell you to stop paying in order to qualify for a loan modification?

/in , /by

I recently had 2 clients in foreclosure. One was a residential Mortgage foreclosure in the Westchester County Supreme Court. The other one is a four-unit residential property in foreclosure in the New York County Supreme Court. In both cases, my client had alleged that the bank representative told them to stop making payments in order […]