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New Loans At Low Rates Are Harder To Get As DTI Rises

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DTI is a concept that often comes up in the area of loan modification. But it also relevant in the dead world of new mortgage loans. If your income has dropped you would expect it to be harder to get a new mortgage loan at the best rate – and you’d be right. The NY […]

Intro to Chapter 13, Loan Mods and Lien Stripping

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Here is a post I did 3 years ago that may be of interest to homeowners considering Chapter 13. This is an introduction to Chapter 13. One significant change since I did this post is that the Bankruptcy Courts in the Southern and Eastern Districts (covering most of lower NY State) are now also offering […]

Scott Lanin

New Loans At Low Rates Are Harder To Get As DTI Rises

/in /by

DTI is a concept that often comes up in the area of loan modification. But it also relevant in the dead world of new mortgage loans. If your income has dropped you would expect it to be harder to get a new mortgage loan at the best rate – and you’d be right. The NY […]

Scott Lanin

Intro to Chapter 13, Loan Mods and Lien Stripping

/in /by

Here is a post I did 3 years ago that may be of interest to homeowners considering Chapter 13. This is an introduction to Chapter 13. One significant change since I did this post is that the Bankruptcy Courts in the Southern and Eastern Districts (covering most of lower NY State) are now also offering […]