OUR SERVICES
Commercial Litigation & Appeals
Mortgage Foreclosure Defense
Loan Modification
Business Law
* CONSULTS
Cases and disputes can vary in complexity. Some can be handled in a routine 20 minute phone consult. More complex matters will require time to review and analyze documents and legal issues. If your matter is more complex, we may offer you a paid one hour consultation or hourly services, depending on the time needed to properly evaluate your situation. We always require a signed retainer agreement before we begin to provide legal services. The agreement will detail the scope of services included as well as your rights as a new client.
CONTACT US
Lanin Law P.C.
330 W 38th St., Suite 506
New York, N.Y. 10018
(212) 764-7250
*on W38th St. between 8th and 9th Avenues, walking distance from Port Authority, Times Square, and Penn Station
Strategy – Negotiate Credit Card Debt Reduction Armed With Knowledge And An Experienced Attorney
/in Foreclosure & Loan Mod Blog /by Scott LaninMany people who have contacted my firm for help with a mortgage also have credit card debt problems. Most new callers do not realize that Chapter 13 bankruptcy may allow them to keep their home, cure mortgage arrears over 5 years and pay credit card debt less than 100%. This is very important to know, even if you have no intention of filing bankruptcy. Mastercard, Visa, Discovercard, American Express and other credit card companies and their attorneys know the laws that apply to credit cards. So should you. Otherwise you are at a severe disadvantage. Read more
Minorities Affected Most as New York Foreclosures Rise
/in Foreclosure & Loan Mod Blog /by Scott LaninMinorities Affected Most as New York Foreclosures Rise NY Times 5/15/09
In-Court Foreclosure Settlement Conferences Are Not Very Useful
/in Foreclosure & Loan Mod Blog /by Scott LaninThe NYLJ has an interesting article on the new foreclosure conference program. Read more
Administration Expands Housing Aid Plan
/in Foreclosure & Loan Mod Blog /by Scott LaninMSNBC.com is resporting this useful article on loan mods –
Administration expands housing aid plan: Incentives for mortgage lenders to lower bills on second mortgages.
When A Loan Modification Is Recommended
/in Foreclosure & Loan Mod Blog /by Scott LaninFor those with ARM loans, high monthly payments, balloon mortgages that cannot be refinanced, or mortgage arrears, loan modification may be an option. When should someone try this? Read more
The Obama Loan Mod Plan: 7 Things to Know
/in Foreclosure & Loan Mod Blog /by Scott LaninSince I am getting calls every day from clients we are helping with loan modifications, I thought it would be a good idea to link to this Yahoo Finance summary of the government’s program: The Obama Loan Mod Plan: 7 Things to Know.
If you are looking for help to lower payments, avoid foreclosure or resolve arrears, please call my office today at 212-764-7250 and speak to me at ext. 201 or my paralegal Chenelle at ext. 203 to set up a free phone consult. Your lenders have attorneys. It is their job to protect the bank, not the borrower. Borrowers and homeowners should always have a New York lawyer help them with negotiations and to review the modification agreement before they sign it.