Dischargeable debts are those that can be wiped out by bankruptcy.  It means that you will no longer be responsible to pay the debt after you file.  Some examples of dischargeable debts include:

• Car loan payments
• Mortgage loan payments (if you are not trying to keep your home)
• Credit card bills
• Personal and business loans

Some debts cannot be discharged, such as  student loans, child support, alimony, any debt owed to the government, and certain unpaid taxes.  Chapter 7 is typically used to get a discharge and a fresh start but it is also possible to discharge debts in a Chapter 13 plan.